Homeowners Insurance Geico

Geico is the fourth most popular insurance provider in the U.S. according to YouGov. It places third in popularity among Millennials, sixth among Generation X-ers, and fifth among Baby Boomers. As a household name in the insurance industry, Geico can be a great fit for a variety of insurance needs but can be especially great for homeowners insurance. We take a deep dive in our 2021 Geico homeowners insurance review to help you determine if this company is the right insurance fit for you.

Geico Overview

In business since:1936JD Power Score:N/AAM Best:A++States served (availability):50 States

Pros & Cons


  • National coverage
  • Affiliate and non-affiliate insurance partners
  • Intuitive digital platforms
  • Helpful digital resources for website and app support
  • Multi-policy discounts with car insurance
  • Bundle discounts for multiple Geico insurance policies
  • Competitive homeowners insurance coverage
  • Affordable comprehensive insurance coverage


  • Higher-than-average customer complaint index
  • Mediocre customer service ratings
  • Third-party provider services policies
  • Policies issued by Geico’s network of partners 
  • Limited discount options
  • Discounts vary by region and issuing partner